Raiz Portfolio Options
The Raiz platform offers 7 prebuilt portfolios that allow you to safely invest. These preset portfolios consist of the most well-established stocks, ETFs, bonds and even cash products in some of the investment vehicles.
Each of the 7 portfolios provide different weightings of stocks, ETFs or bonds to enable different levels of risk. More conservative investors can select the portfolio with a higher percentage of cash if they do not like the volatility that comes with holding growth stocks like Facebook and Tesla.

Raiz even offers a portfolio that provides a 5% allocation to Bitcoin if you are interested in holding digital assets.
Spaceship Voyager Portfolio Options
Spaceship Voyager provides slightly less portfolio options than Raiz with their 3 diversified portfolio options. Spaceship allows you to invest in one, or all three simultaneously which is a great way to hedge your risk if you are unsure which portfolio works for you. Their portfolio options are summarised below:
- Spaceship Origin: Tracks the top 100 stocks passively
- Spaceship Universe: Actively managed fund that tracks top global stocks
- Spaceship Earth: Comprised of companies that provide a positive impact to carbon emissions
Spaceship Voyager vs Raiz: Fees
The fees for both platforms are very low because they are both optimised for new investors that may not have thousands to buy and sell stocks. Raiz currently charges $3.50 per month for users who actively dollar cost average into their investment vehicles.
Spaceship Voyager is slightly cheaper than Raiz and charges $2.50 per month for balances of over $100 on the platform
Conclusion
Both platforms effectively offer the same product, cheap and easy access to stocks through an intuitive mobile application. Further from a fees standpoint, there is only a dollar different on a monthly basis that puts Spaceship Voyager slightly ahead.
With that said, I generally prefer Raiz over Spaceship Voyager due to the fact that they have 7 different portfolios to choose from as opposed to 3. Further, I like the fact that Raiz offers investors access to the latest investment opportunities like Bitcoin and other cryptocurrency assets.